Key take-aways

1. Identify the travel insurance coverage options that you will need 
2. Buy the insurance early in the trip planning process
3. For self-planned trips, consider a package plan rather than paying the extra fees for each individual travel booking
4. For tour operated trips, consider the insurance provided by the tour operator

Travel insurance is an excellent way to make sure you are not blindsided by the unexpected. Travel insurance options include trip cancellation or interruption, emergency medical care, and repatriation, among other things.  There are a number of ways that all or part of your trip can be insured. In general, you probably want travel insurance that covers medical emergencies as well as trip cancellation if you’re worried that something might interfere with your ability to carry through on an expensive trip. Good travel insurance will cover you when your regular health insurance doesn’t.

For US retirees who are over 65, you may wonder if...